Today I’m flashing back to my introduction to Dave Ramsey. It’s been about 4 weeks maybe more since we have been introduced to Financial Peace University at our church. My husband and I signed up for the normal is broke be weird 13 week course. The program has been a real eye opener about the way we have been managing our money. We are really excited that there is a plan to get out of the mess that we have gotten ourselves into.
Money isn’t always an easy subject for married couples to talk about. It’s amazing how different we both view money. I’m that free spirit and my husband is the geek. Yes, he already has a spreadsheet in place. More importantly my husband comes from the mind set of viewing the gross dollar amount. For me, money is what you have in your hands so I lean more toward net dollar amounts. I have been that single mom and I know what living paycheck to paycheck feels like all to well.
My husband has his talk show on at home and we listen online. I do agree with Dave Ramsey’s methods but when I hear it daily and those fortunate enough to be on the show screaming, “We’re debt free!” it causes me to stress out more. Last night I had to ask my husband to “please turn it off!” My stomach has been turning for days. I would recommend the course to everyone.
Our particular situation is not normal and that is what makes my stomach turn, not Dave Ramsey. Some days it’s just a constant reminder and I just want out of debt. I would be fine not buying another single thing outside the four walls (transportation, shelter, food and clothing). Especially after having that garage sale last weekend. You see everything you have purchased out on your lawn and then people want it for a quarter? It’s too much.